Phil Orford, from the Forum of Private Business (FPB), told the Daily Mail that it is still difficult for small firms to secure a loan as getting financial help "depends on the risk appetite of a bank". He added that the Royal Bank of Scotland and Lloyds are the most accommodating towards small businesses.

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http://www.dailymail.co.uk/news/article-1190463/Small-firms-suffer-lending-drops-5bn.html